Limitless 2% money rewards — Cardholders earn a vast 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that supply greater money again charges on sure classes, and whereas they are often price it, they do require extra effort. They usually usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that desires an easy-to-use card that also presents excessive rewards: you’ll earn a best-in-class flat rewards immediately in your purchases — with no limits or hoops to leap via.
$200 money rewards welcome supply — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards welcome supply for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, however it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. We’ve but to come back throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
15 months from account opening 0% APR intro supply — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible stability transfers for a full 15 months from account opening. (After that interval, a go-to fee of 20.24%, 25.24%, or 29.99% Variable APR applies.) That is an excellent supply, even when in comparison with playing cards marketed only for a 0% intro APR. It signifies that this card will let you keep away from curiosity on purchases and stability transfers till almost 2026!
Remember the fact that stability transfers have to be made inside the first 120 days to qualify for a decreased rate of interest and a decrease stability switch charge.
No annual charge — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual charge.
Cellular phone safety — With the value of a typical cellphone within the tons of of {dollars}, having some form of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in cellphone safety of as much as $600 simply by paying your cellphone invoice along with your card. Protection is topic to a $25 deductible.